Member Services and Benefits
Because it is the only national organization dedicated to consumer bankruptcy issues, NACBA provides valuable services to debtors, members, policy makers and the general community. NACBA membership provides both professional development and personal satisfaction. NACBA members can take advantage of the Annual Convention and up to 13 hours of CLE in just one seminar. Members can use the listserv and, with all of the NACBA colleagues, feel as though they have hundreds of law firm associates on whose expertise they can draw. NACBA members get personal satisfaction knowing that they belong to an organization that stands up to the credit industry’s attempts to change the Bankruptcy Code for its own gain, regardless of the harm to debtors and the bankruptcy system.
Free Fastcase Legal Research
I first joined NACBA many years ago and was incredibly impressed with the quality and amount of useful information I would gain at the annual conventions and seminars. Like all of us, I had attended many bankruptcy seminars over the years, but the bulk of the content at those seminars had nothing to do with my practice. The intricacies of chapter 11's and workouts somehow didn’t interest me! When I attended my first NACBA seminar, I thought I had “died and gone to heaven.” I couldn’t believe such a resource existed and I had not known about it. A consumer bankruptcy practitioner would be foolhardy not to join NACBA.
John Rogers, Glasgow, KY
Member since 1999
Each NACBA member receives free, as part of his/her membership, access to Fastcase’s bankruptcy database, including opinions of: (i) the U.S. Supreme Court from 1 U.S. 1 to the present; (ii) the Federal Courts of Appeal from 1 F.2d 1 to the present; (iii) the Federal District Courts from 1 F.Supp. 1 to the present; and (iv) the Bankruptcy Courts from 1 B.R. 1 to the present. In addition, NACBA members are eligible to purchase Fastcase’s “Premium Plan,” which includes access to a database of opinions of the supreme courts and courts of appeal of all 50 states, at an annual rate of just $195. This is a significant discount from the non-member annual price of $995.
NEW! RxRelief Program
Under NACBA’s RxRelief program, Members can order, at no cost, pharmacy discount cards that they can make available to clients, friends, family – anyone who can benefit from saving an average of 50% to 75% off their prescription medications. This program bundles millions of purchasers of pharmaceuticals across the country, allowing them to benefit from the negotiated discounts obtained by a pharmacy benefit manager. The discount card is currently accepted at over 50,000 pharmacies nationwide – all chains and independents that accept insurance – and covers over 50,000 drugs. (For those who already benefit from a pharmacy discount program through their health insurer, this card may provide a discount on many prescriptions not currently covered through their plan). The cards can be ordered in bulk and can be personalized with your firm’s information. You can give out as many as you’d like and reorder at any time.
Amicus Brief Project and Litigation Support
NACBA files amicus briefs in selected appellate and Supreme Court cases that could significantly impact consumer bankruptcy rights. The program has achieved national recognition and has influenced many important judicial decisions, some of which have specifically cited NACBA's briefs. Most recently NACBA filed successful amicus briefs in the United States Supreme Court in Till v. SCS Credit Corp. on the proper method for calculating the discount interest rate in a chapter 13 cramdown and Tennessee Student Assistance Corp. v. Hood concerning sovereign immunity under the Bankruptcy Clause of the Constitution in relation to the hardship discharge for student loans. NACBA has expanded its program to include lower court cases on important issues under the 2005 bankruptcy legislation. NACBA members have access to all amicus briefs as well as model briefs on numerous issues arising under the 2005 bankruptcy amendments.
Educational Seminars
Members enjoy a discounted rate for NACBA’s Annual Convention and Members-Only educational workshops. The NACBA Convention is the educational seminar of choice for consumer bankruptcy attorneys nationwide. Held in the spring, it features over 13 hours of Continuing Legal Education on topics solely devoted to consumer bankruptcy law, such as recent developments in the law, ethics, tax, and law office management and also cutting-edge issues of the day, ranging from credit reporting and scoring to attacking mortgage servicing claims. Judges and nationally recognized speakers provide case law updates, practical tips on effective representation of clients, information on emerging trends nationwide, and in-depth discussions of topical issues. Over one thousand consumer bankruptcy attorneys each year improve their knowledge and skills and still have time to meet and learn from colleagues while obtaining valuable CLE credit. NACBA's Members-Only workshops provide the opportunity for in-depth learning on selected topics of interest to our members.
NACBA health & professional liability insurance Member benefits!
NACBA Members may purchase a suite of insurance products, including professional liability, life, dental, disability, accident, travel, and health. Our plan is offered through a company called USI Affinity, and covers eligible members and their employees and covered dependents.
This is a comprehensive program, offering a variety of coverage options::
· Professional Liability - USI represents every major insurance carrier in the market and will be in a position to offer the best solution for your firm.
· Health Insurance - You’ll be able to get coverage for yourself, your family, and your employees. They are offering NACBA members a locked-in 3-year rate guarantee regardless of claims, $25 million in lifetime benefits per person, and a 10% health member discount at renewal. You can enroll any time. I do need to mention that there are a couple of states where coverage will not be available due to the regulations in those states
· With regard to rates and underwriting - The rates are developed and underwritten on a member –by-member basis and rated according to each state’s laws as they pertain to the insurance company’s filed and maximum rate. Your rates will also be based on the levels of coverage you choose. USI and its vendor partners do their own underwriting to prepare & expedite applications for approvals, which means that you can be approved in as little as 24 hours!
· Ancillary Coverage on Dental, Life, Disability, Travel, and Accident is also available.
Attorney Finder listing
NACBA members can increase their business with a free listing in NACBA’s on-line Attorney Finder, which is prominently featured for consumers looking for a bankruptcy attorney. The Attorney Finder profile includes a link to the member’s own website, a profile of the member and other features.
Representation in Washington
NACBA's team of legislative advocates in Washington assists the Board of Directors to ensure that the voices of consumer debtors and their attorneys are heard in debates about proposed changes to the Bankruptcy Code. NACBA has represented the views of consumer debtors and their attorneys not only in the halls of Congress, but also before the Executive Office of the U.S. Trustee, the Internal Revenue Service, and the Advisory Committee on Bankruptcy Rules. NACBA also maintains strong working relationships with other organizations and individuals protecting the rights of consumers. NACBA Members may participate in this process through our Capitol Hill Day event, when NACBA members gather in Washington to meet with their Senators and Congressional representatives to educate them on issues affecting debtors.
Document Resource Center
NACBA members can post materials to a Member-maintained document resource center that includes amicus briefs, model brief, member-posted legal pleadings, and articles and documents that aid members in their practice.
NACBA Listserv
One of the most popular features of NACBA membership is the ability of NACBA members to pose bankruptcy questions and get real time responses from their colleagues around the country. NACBA Listserv participants enjoy the unparalleled ability to post both the easy and hard questions to some of the best consumer bankruptcy attorneys in the nation. This listserv, which also functions as a virtual community of people doing the same type of work, is a boon for the new practitioner as well as the most sophisticated consumer bankruptcy attorneys.
Monthly eNewsletter
NACBA’s Monthly Newsletter for members features timely articles regarding important legislative matters and court decisions, as well as technology tips and other information important to bankruptcy practitioners.
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We recommend you renew you NACBA membership by using our online renewal process.
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If you prefer paper, you have the option of filling out and either mailing or faxing a renewal form to NACBA. All necessary instructions are provided within the Renewal Form.
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